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Nigeria’s Government is Blaming Binance for its Own Mismanagement
The government can continue years of currency mismanagement. Or, it can embrace competition and work to create something every citizen will want to use.
Apr 11
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Nick Anthony
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Nigeria’s Government is Blaming Binance for its Own Mismanagement
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When It Comes to Cash Policies, Actions Speak Louder than Words
As central bankers continue to try to tout the decline of cash as a reason to introduce a CBDC, let’s not forget the role governments have had in…
Apr 5
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Nick Anthony
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When It Comes to Cash Policies, Actions Speak Louder than Words
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Guess Who's Back
An update on this Substack
Apr 3
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Nick Anthony
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Guess Who's Back
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The CFPB’s Overdraft and NSF Mess
Rather than begin a never‐ending game of “regulatory whac‐a‐mole,” the CFPB (and the Biden administration) should drop its price controls.
Apr 2
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Nick Anthony
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The CFPB’s Overdraft and NSF Mess
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March 2024
Politicized Financial Regulation and its Impact on Consumer Credit and Community Development
Whether its restricting credit card late fees, overdraft fees, or nonsufficient fund (NSF) fees, the principles remain the same: price controls lead to…
Mar 27
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Nick Anthony
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Politicized Financial Regulation and its Impact on Consumer Credit and Community Development
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Powell’s CBDC Puzzle: Deciphering Where the Fed Stands
There are several open questions that need to be addressed.
Mar 27
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Nick Anthony
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Powell’s CBDC Puzzle: Deciphering Where the Fed Stands
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Taking Stock of Restrictive Financial Policies and Expansionary Government
Financial freedom is under fire.
Mar 21
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Nick Anthony
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Taking Stock of Restrictive Financial Policies and Expansionary Government
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Neither Joe Biden nor Donald Trump Are Crypto Champions
President Joe Biden hasn't taken a particularly friendly stance toward cryptocurrency. On the contrary, he's been a lot like his predecessor.
Mar 15
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Nick Anthony
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Neither Joe Biden nor Donald Trump Are Crypto Champions
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Pushing Back Against Price Controls
Yet, this “war on junk fees” goes far beyond financial services.
Mar 10
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Nick Anthony
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Pushing Back Against Price Controls
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February 2024
Frozen Assets: Examining Canada’s Use of Emergencies Act on Two‐Year Anniversary
Whether you agree with the protestors or not, moments like these should be a wake‐up call for how quickly governments can amass and enforce sweeping…
Feb 14
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Nick Anthony
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Frozen Assets: Examining Canada’s Use of Emergencies Act on Two‐Year Anniversary
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No Need to Race to the Bottom with CBDCs
Researchers at the Atlantic Council say the United States is falling behind on central bank digital currency, or CBDC, development. But is it really?
Feb 12
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Nick Anthony
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No Need to Race to the Bottom with CBDCs
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The Writers at Saturday Night Live Need to Learn about De-Banking
Big banks have closed thousands of customer accounts without warning or explanation to their customers. Saturday Night Live treated victims like a joke.
Feb 6
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Nick Anthony
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The Writers at Saturday Night Live Need to Learn about De-Banking
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